Investor Guides

These guides explain how SIPs, lumpsum investing, ELSS, direct and regular plans, retirement corpus estimates and emergency funds work in India. Each one shows its assumptions and a worked example, and links to the matching calculator. Investably is an AMFI registered mutual fund distributor (ARN 188582) in Mumbai.

• SIP vs Lumpsum: Which Suits Salaried Professionals in India?

  Understand the differences between SIP and Lumpsum investments, their tax implications, and which structure suits your financial organisation in India.

• How to Start a SIP in India: A Step-by-Step Guide

  Learn how to start a Systematic Investment Plan (SIP) in India. A step-by-step guide covering KYC, fund selection, and mandate setup for professionals.

• How Much to Invest Monthly to Reach ₹1 Crore?

  Calculate the monthly SIP needed to reach a ₹1 crore goal over 10, 15, or 20 years. Illustrative projections at 8%, 10%, and 12% annual returns.

• ELSS Explained: Tax Benefits, Lock-in, and Suitability

  Understand Equity Linked Savings Schemes (ELSS). Learn about the 3-year lock-in, tax benefits under Section 80C, and its place in your investment structure.

• Understanding Direct vs Regular Mutual Fund Plans

  Learn the differences between direct and regular mutual fund plans, how distributors are paid, and the long-term impact on your wealth accumulation.

• Mutual Fund Distributor vs Investment Adviser: The Differences

  Understand the differences in regulation, payment models, and roles between a mutual fund distributor and a SEBI registered investment adviser.

• Structuring a Retirement Corpus for 30-40 Year Olds

  Learn how to estimate the retirement corpus needed for 30-40 year olds, considering inflation, returns, and longevity in an illustrative scenario.

• Building and Maintaining an Emergency Fund

  Learn how to calculate your emergency fund requirements and where to park your liquid assets for maximum safety and accessibility.